Coverage
Every coverage a Texas fleet needs
We build the full program and handle the FMCSA and Texas filings that keep you legal to haul.
Commercial Auto Liability Insurance
Commercial auto liability pays for bodily injury and property damage your trucks cause to others, and is the coverage FMCSA requires on file before a carrier can operate.
Learn moreTruck Physical Damage Insurance
Physical damage insurance pays to repair or replace your own trucks and trailers after a collision, theft, fire, or other covered loss.
Learn moreMotor Truck Cargo Insurance
Motor truck cargo insurance covers the freight you are hauling if it is damaged, destroyed, or stolen in transit.
Learn moreNon-Trucking Liability (Bobtail) Insurance
Non-trucking liability (bobtail) covers a truck when it is driven for non-business use, outside the motor carrier’s dispatch and primary liability.
Learn moreTrailer Interchange Insurance
Trailer interchange insurance covers physical damage to trailers you pull but do not own under a written interchange agreement.
Learn moreTruckers General Liability Insurance
Truckers general liability covers the off-the-truck exposures of a trucking business, such as injuries at your yard or damage during loading and unloading.
Learn moreHired & Non-Owned Auto Insurance
Hired and non-owned auto covers liability when your business uses vehicles it does not own — rented trucks, borrowed equipment, or an employee’s personal vehicle on company business.
Learn moreWorkers’ Compensation for Trucking
Workers’ compensation pays medical bills and lost wages for employees hurt on the job. Texas is the only state where private employers can opt out — which makes it a decision, not a given, for a trucking fleet.
Learn moreOccupational Accident Insurance
Occupational accident insurance pays medical and disability benefits for on-the-job injuries to owner-operators and 1099 contractors, and is the common alternative where workers’ comp does not apply.
Learn moreCommercial Umbrella / Excess Liability
Umbrella (excess) liability adds limits on top of your primary auto liability, protecting the fleet when a catastrophic accident blows past the underlying limit.
Learn more