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Trailer Interchange Insurance

Trailer interchange insurance covers physical damage to trailers you pull but do not own under a written interchange agreement.

When you haul a trailer that belongs to another carrier under an interchange agreement, you are responsible for damage to it. Trailer interchange coverage protects those non-owned trailers against collision, fire, theft, and vandalism.

What it covers

  • Physical damage to non-owned trailers under an interchange agreement
  • Collision, fire, theft, and vandalism to interlined trailers
  • Coverage that satisfies interchange-agreement requirements

Who needs it

Carriers who pull trailers owned by others under written trailer-interchange or interline agreements.

Common questions

Is trailer interchange the same as non-owned trailer coverage?
They overlap but differ. Trailer interchange responds under a written interchange agreement; non-owned trailer coverage can apply more broadly to trailers in your possession. The right one depends on your contracts — we match the coverage to how you actually operate.