Truckers General Liability Insurance
Truckers general liability covers the off-the-truck exposures of a trucking business, such as injuries at your yard or damage during loading and unloading.
Auto liability handles accidents on the road; general liability handles the rest of the business — slips at your terminal, damage you cause at a shipper’s dock, and other premises-and-operations claims. Many shippers and facilities require it before you can work on site.
What it covers
- Bodily injury and property damage at your premises or a customer’s site
- Loading and unloading operations off the vehicle
- Products-completed operations where applicable
- Contracts requiring general liability before yard or dock access
Who needs it
Fleets with a terminal or yard, or any carrier required to show general liability to work at a facility.
Common questions
- Do I need general liability if I already have auto liability?
- Often yes. Auto liability only responds to accidents involving the vehicle. General liability covers business exposures that happen off the truck — at your yard or a customer’s dock — which auto liability excludes.