Intermodal & Drayage Insurance in Texas
Intermodal and drayage insurance covers container fleets moving freight between ports, rail yards, and warehouses, with trailer-interchange exposure on chassis and containers.
Drayage runs short, dense routes around ports and rail yards — Houston, Laredo, and Dallas especially — pulling chassis and containers the carrier doesn’t own. Trailer interchange and non-owned equipment coverage are central, and port congestion drives frequency.
What underwriters look at
- Trailer interchange on non-owned chassis and containers
- Port and rail-yard congestion exposure
- Short-radius, high-frequency operation
- Uniform Intermodal Interchange Agreement requirements
Coverages for a drayage truck fleet
Auto Liability
Commercial auto liability pays for bodily injury and property damage your trucks cause to others, and is the coverage FMCSA requires on file before a carrier can operate.
Physical Damage
Physical damage insurance pays to repair or replace your own trucks and trailers after a collision, theft, fire, or other covered loss.
Trailer Interchange
Trailer interchange insurance covers physical damage to trailers you pull but do not own under a written interchange agreement.
Common questions
- Do drayage carriers need trailer interchange coverage?
- Almost always. Drayage pulls chassis and containers owned by steamship lines and equipment pools under interchange agreements, and those agreements make the carrier responsible for damage — which trailer interchange coverage is built to handle.